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Luiz Piccini's avatar

Loved the article, just a point on the finance side: as others noted, you should apply a discount rate. If I pay 10,000 USD today and receive 10,000 USD back in 20 years, I did not breakeven, I lost money. This has to be accounted for.

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Random Musings and History's avatar

Great article, but one minor nitpick:

“as the majority of the people using this technology will likely be White.”

This would be true initially, but perhaps not eventually, and certainly not worldwide long-term.

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